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During the checkout process customers can select PayPal Credit for Interest Fee Financing. 

Purchases of $99+:

No Interest if paid in full in 6 months on purchases of $99 or more.

  • Interest will be charged to your account from the purchase date if the balance is not paid in full within 6 months.
  • A minimum monthly payment is required and may or may not pay off the promotional purchase by the end of the 6 month period.
  • No interest will be charged on the purchase if you pay it off in full within 6 months. If you do not, interest will be charged on the purchase from the purchase date at the Purchase APR applicable to your account.
  • For New Accounts: Variable Purchase APR is 25.49%. The APR is accurate as of 6/1/2018 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $2.00.
  • Individual items that are less than $99 qualify for special financing when combined for a total of $99 or more in a single transaction.
  • Multiple separate transactions of less than $99 per transaction cannot be combined to meet the minimum purchase amount


 Midwood Guitar Studio is pleased to offer our customers the following:


$299-$999     12 month 0% Interest

$999-$1499   18 month 0% Interest

$1499-$2999  24 month 0% Interest

>$2999       36 month 0% Interest



Checkout Process:

Step 1) Select Product/Add to Cart/Proceed to Checkout/Fill out Name & Address

Step 2) Click Klarna “Pay Over Time”

Step 3) Fill out Klarna Application/Last Four Digits of SSN/Email/Phone Number

Step 4) Submit Application - Klarna will contact you by phone to approve

This process only takes a few minutes.

Payments are made on Klarna's website each month.