Pay Over Time
🛍️ Pay Over Time with Shop Pay
Flexible payments that work for you
Break your purchase into easy, interest-free payments with Shop Pay Installments — no hidden fees, no surprises.
💳 How it works
1. Add items to your cart
Shop as you normally would and proceed to checkout.
2. Select Shop Pay at checkout
Choose Shop Pay as your payment option.
3. Choose your payment plan
You’ll see your available installment options before you confirm your purchase.
Pay in 4 interest-free payments every two weeks,
or select monthly installments (for larger orders) with clear terms upfront.
Get your items now
Your order ships right away — you pay over time.
✅ Why you’ll love it
• No hidden fees — you’ll never pay more than you agree to.
• Instant approval — no long forms or waiting periods.
• Secure checkout — powered by Shopify and Affirm.
🔒 Shop Pay security
Shop Pay uses encryption and security protocols to keep your information safe. Your payment details are never shared with merchants.
⚖️ Terms & eligibility
• Available on eligible orders between $300–$17,000.
• Options may vary depending on purchase amount and approval by Affirm.
• Subject to credit check and approval.
• For purchases using monthly payments, interest may apply.
Note: Shop Pay Installments is powered by Affirm. Payment options are provided by Affirm and its partners and are subject to eligibility.
Note: "Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.”